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After the Accident: How to Set Up an Insurance Claim

A common question we get from people who have been in a car accident is, “How do I set up an insurance claim after a car accident?” 

Let your insurance company know. Even if you didn’t cause the accident, it is necessary to inform your own insurance carrier that you’ve been in a car accident.  One of the main reasons to let them know is that if injuries are involved, your No-Fault benefits will apply to you and your passenger(s). Setting up a claim is simple and involves the following three steps:

Call your insurance company. The number for accidents is usually listed on the insurance card that you keep in your car or wallet.  After you tell them that you’ve been involved in an accident, your call will be transferred to an insurance adjuster.

Talk to the adjuster.  The adjuster will ask you specific questions about the crash like the date, time of day it happened, how many cars were involved, extent of injuries (if any), and more.  Be sure to provide factual, honest information.

Write down the claim number that you are given.  In all subsequent phone calls, emails, and letters regarding your crash, the adjuster will use the claim number to access all of the documents related to your crash.

Now that the claim with your own insurance company has been set up, a separate insurance claim needs to be established with the at-fault driver’s insurance company. Although it is likely that the at-fault driver has already contacted his or her own insurance carrier about the crash, that is not always the case.  We have seen instances when, for whatever reason, the at-fault driver does not contact his or her own insurance company to report an accident.  When that happens, some of our clients are not comfortable contacting the “other guy’s” insurance company to set up a claim. We will do that for our clients.

At McMullin Legal Group, we represent people who have been injured due to someone else’s negligence.  When it comes to setting up insurance claims, we contact all of the insurance companies involved and establish claims for the accident. This is especially helpful in accidents involving multiple drivers, vehicles, and injuries.

Contact McMullin Legal Group at (435) 673-9990 for a free consultation.

McMullin Legal Group is…In your community and on your side!