A personal injury settlement is about more than a dollar amount. Behind every case is a real person whose health, work, family, and daily life have been affected by an unexpected injury.

At McMullin Injury Law, we share examples of our biggest and smallest settlements each month to help people better understand how personal injury cases work in the real world. Some involve catastrophic injuries and significant insurance policies, while others involve smaller injuries that still have a meaningful impact on someone’s life.

In September 2026, our cases ranged from a devastating Southern Utah car crash involving three generations of one family to a dog bite involving a young woman working in door-to-door sales.

Here are the stories behind our biggest and smallest personal injury settlements of the month.

Biggest Settlement of September 2026: $1 Million Commercial Vehicle Accident

Our largest settlement in September involved a grandmother, her adult son, and her granddaughter who were traveling together on South River Road on their way to a family reunion.

What should have been a normal family drive changed in an instant.

A commercial vehicle ran a stop sign and struck their vehicle with significant force. The at-fault driver was cited for DUI following the collision.

All three family members suffered injuries in the crash, but the grandmother was particularly seriously hurt.

She suffered significant injuries to her lower back and knee. Ultimately, both injuries required surgery. Her condition was severe enough that she was medically unable to work for approximately two years.

When someone is seriously injured in a car accident, the consequences can extend far beyond the initial medical treatment. Surgery, rehabilitation, time away from work, lost income, pain, and disruption to everyday life can all become important parts of a personal injury claim.

Three Family Members Injured in the Same Crash

The grandmother wasn’t the only person hurt.

Her adult son suffered neck and back injuries, with his neck being the primary concern. His medical expenses totaled approximately $30,000.

The granddaughter also suffered a frightening injury. She sustained an orbital fracture after hitting her head in the collision and had significant bruising around her eye. Her medical expenses also totaled approximately $30,000.

Thankfully, she has recovered well and is doing great today.

Because multiple people were injured in the same accident, this case involved claims for all three family members.

Ultimately, the case resolved for the commercial insurance policy limit of $1 million.

Why Commercial Vehicle Accidents Can Be Different

Accidents involving commercial vehicles can be more complicated than a typical car accident.

Depending on the circumstances, a truck accident or commercial vehicle accident may involve larger insurance policies, employers, business owners, and additional questions about liability. Determining what insurance coverage is available is an important part of investigating these cases.

In this situation, the at-fault vehicle carried a commercial insurance policy with a $1 million limit.

That available coverage was especially important considering the seriousness of the injuries suffered by the family.

For people injured in a commercial vehicle accident in St. George or Southern Utah, working with a personal injury lawyer can help identify the insurance policies and other potential sources of compensation that may apply to the claim.

Smallest Settlement of September 2026: $22,500 Dog Bite Claim

Our smallest settlement of September involved a completely different type of personal injury case.

A young woman was working in door-to-door pest control sales when she approached a home and knocked on the door.

When the homeowner opened the door, a poodle ran outside and bit her on both the arm and leg.

Fortunately, she healed relatively well from the physical injuries. However, the bites left scars on her arm and leg.

The effects of the attack weren’t limited to the visible injuries.

A Dog Bite Can Affect More Than Your Medical Bills

After the attack, our client became apprehensive about approaching homes while working.

For someone whose job required knocking on doors every day, developing a fear of dogs presented a real challenge. Her sales suffered compared with the previous year, and she had to continue doing her job while dealing with anxiety about encountering another dog.

This is an important part of evaluating a dog bite personal injury claim.

Medical expenses matter, but they aren’t always the entire story. Permanent scarring, emotional distress, lost income, and the ways an injury interferes with someone’s work or daily activities may also be relevant.

Her dog bite case ultimately resolved for $22,500.

Helping Injured People Throughout St. George and Southern Utah

When an accident happens, most people aren’t prepared for everything that follows. Medical treatment, insurance claims, missed work, vehicle damage, and questions about what to do next can quickly become overwhelming.

Our team at McMullin Injury Law helps injured people throughout St. George, Cedar City, and Southern Utah navigate that process.

If you’ve been injured in a car accident, commercial vehicle accident, dog bite, motorcycle accident, or another accident caused by someone else’s negligence, call McMullin Injury Law today and we can help you understand your options.

Video Transcription

 Hi, I’m Andrew Spainhower with McMullin Injury Law right here in St. George. Personal injury cases come in all shapes and sizes. I wanted to go over a couple example (cases) from the month of September that we were able to get resolved for people right here in Southern Utah. The biggest case that we resolved in the month of September was a really sad case. That’s how it goes when they pay out big, it’s because bad things happened. This was the story of a grandma, her adult son, and granddaughter that were in the car, actually on their way to a family reunion, cruising down South River Road, when a commercial vehicle ran a stop sign and hit them quite hard. They were cited for a DUI, and the defendant was the at-fault driver there. Unfortunately, the grandma suffered pretty severe injuries. Low back required surgery, knee required surgery. She was hurt bad enough that she was medically unable to work for a couple years. Her son had neck and back injuries, mostly neck, $30,000 in bills. And what was really sad was just her granddaughter had an orbital fracture, hit her head. She’s doing great now but it was really sad to see all black and blue around her eye. $30,000 in medical bills for her too. That case ended up settling for a global policy limits of a million dollars. That was a commercial policy on the DUI driver.

The smallest case that we were able to get resolved in the month of September was a dog bite for $22,500. This was another case of a summer sales door-to-door knocker pest control salesman- actually saleswoman. This was a female that knocked on a door selling pest control. A poodle runs out of the house when the homeowner opens the door, bites her on the arm and the leg leaves some scars. She heals up well, but she’s got a little scar on her arm and her leg. This made her apprehensive on the doors. Her sales suffered compared to the previous year. She was scared of dogs. We ended up getting that resolved for her for $22,500.