Over 6 million car accidents happen in the U.S. each year. Even a minor crash can leave you shaken, sore, and unsure what to do next. Having a clear plan helps you stay calm and protect your rights when it matters most.

Here’s a step-by-step guide from McMullin Injury Law to help you navigate the moments and days after a crash in Utah.

Step 1: Secure the Scene & Check for Injuries

Your safety comes first. Take a deep breath and assess yourself and your passengers for injuries. If anyone is seriously hurt, call 911 immediately.

If your vehicle is blocking traffic but still drivable, move it to the side of the road. Turn on your hazard lights to alert other drivers. Avoid standing too close to traffic and keep yourself out of further danger.

Even in minor collisions, it’s smart to stay on scene until you’ve spoken to the other driver and law enforcement.

Step 2: Call 911 & File a Police Report

Even if the damage looks small, always report the crash. A police report is critical for your insurance claim and for proving what really happened.

When officers arrive, share the facts: what you saw, where you were, and what happened — but avoid speculating or assigning blame. Let the professionals document the scene.

If possible, get the officer’s name, badge number, and report number before leaving. This report will be key evidence for your insurance or injury claim.

Step 3: Document Everything Thoroughly

Evidence fades quickly after a crash. Use your phone to take photos and videos of:

• Vehicle damage (close-up and wide shots)

• Skid marks and debris on the road

• Traffic signs, signals, or weather conditions

Exchange information with all drivers, including full names, phone numbers, driver’s license numbers, license plates, and insurance details. If there are witnesses, ask for their contact info too — their statements can make a big difference later.

The more details you collect now, the easier it will be to build a strong case later.

Step 4: Contact Your Insurance Company Promptly

Once you’re safe and the scene is clear, call your insurance provider as soon as possible. Reporting the crash early helps keep your claim simple and smooth.

Stick to the facts you’ve documented. Don’t guess or admit fault — even casually — since liability will be determined later.

If you’re unsure what to say or the insurance company seems unhelpful, a personal injury attorney can step in and handle communications on your behalf. This ensures nothing you say gets twisted or used against you.

Step 5: Prioritize Your Health & Seek Medical Attention

Adrenaline can mask serious injuries. Even if you feel fine, get a medical check-up right away. Some injuries, like whiplash or concussions, may not appear until days later.

Keep all medical records, prescriptions, and bills. These documents are essential for proving damages in your claim.

If pain or symptoms develop later, follow up with your doctor immediately. Consistent medical documentation shows the full impact of your injuries — and helps your attorney pursue fair compensation.

Bonus Tip: Know When to Call an Attorney

Car accidents can quickly become complicated — especially when injuries, disputed fault, or uninsured drivers are involved. That’s when McMullin Injury Law can make all the difference.

Our experienced team in St. George, Utah helps accident victims every day. We handle the insurance companies, gather evidence, and make sure you’re treated fairly from start to finish.

You focus on recovery. We’ll take care of the rest.

Get Help Today

If you’ve been in a car accident in Southern Utah, you don’t have to navigate the process alone. Call McMullin Injury Law today at (435) 673-9990 or visit stgeorgeutahattorneys.com/contact for your free consultation.

Let our team guide you — step by step — toward healing and the compensation you deserve.